Lloyds and Rolls-Royce shares are rising. Should I buy now?

first_imgSimply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images “This Stock Could Be Like Buying Amazon in 1997” See all posts by Nadia Yaqub Nadia Yaqub | Friday, 4th December, 2020 | More on: LLOY RR Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Lloyds (LSE: LLOY) and Rolls-Royce (LSE: RR) shares are receiving a lot of attention right now. It’s not surprising to see why Hargreaves Lansdown investors are buying both stocks. The two companies were hit hard by the global pandemic.In the last month Lloyds and Rolls-Royce shares have rallied. But does this mean I should buy now? Let’s look at each company in turn.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…LloydsThe uncertainty of Brexit, Covid-19 and low interest rates haven’t been the ideal mix for Lloyds. Despite these far from perfect conditions, the bank is weathering the storm.Lloyds is the UK’s largest mortgage provider. In its recent results, the bank saw a significant increase in mortgages. This was boosted by the stamp duty holiday introduced by the Chancellor in July until the end of March 2021. I expect Lloyds to see strong demand in mortgages until then.Beyond March, I would expect the UK government to implement other measures to prevent the property market grinding to a halt. Additional measures will clearly be positive for Lloyds. Since the 2008 financial crisis, it has improved its financial position and this means it should be able to get through the global downturn.I expect low interest rates to stay for a while. This means that Lloyds isn’t paying much out on deposits. But it also means that the rates on loans are close to low levels. If Lloyds can survive on these low rates, I expected it to emerge from the crisis.Lloyds has announced change at the top with a new CEO, Charlie Nunn, a former HSBC banker. Nunn will replace António Horta-Osório, who has been in his post for a decade. A new CEO means that a fresh strategy will likely be revealed after Nunn’s arrival. A fresh pair of hands to steer the ship through murky water is just what Lloyds needs.With the share price at these levels, I will be adding it to my portfolio.Rolls-RoyceRolls-Royce makes most of its money by manufacturing and servicing engines for the airline industry. Since coronavirus drove the industry to a halt, this has decimated Rolls-Royce’s revenue. A Covid-19 vaccine means that tourism can bounce back and the company can start to do its job again.I believe that Rolls-Royce has done enough to weather the crisis. It has strengthened its balance sheet by raising capital through a rights issue. It’s preserving cash by making cost cuts so that the company is in a leaner position going forward.Rolls-Royce also derives 20% of its revenue from its defence contracts with the UK and US governments. This should provide it with revenue visibility and stability.Rolls-Royce shares have recently surged after the the company said that the coronavirus crisis has enabled it to develop new technology and hinted that it may re-enter the narrow-body jetliner market. It has until now focused on the wide-body plane sector, which has been hit hard by the pandemic. This news is refreshing as it offers the business a way to diversify its revenue and adapt to even the toughest times.Rolls-Royce shares look like a bargain to and as an investor with a long-term  outlook, I’m adding the stock to my portfolio. Enter Your Email Address Nadia Yaqub has no position in any of the shares mentioned. The Motley Fool UK has recommended Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Lloyds and Rolls-Royce shares are rising. Should I buy now?last_img read more

El Comité de Programa, Presupuesto y Finanzas comienza a trabajar…

first_img Rector Albany, NY TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET El Comité de Programa, Presupuesto y Finanzas comienza a trabajar en el presupuesto 2013-2015 Miembros del Comité reconocen los retos económicos y filosóficos que enfrentan. Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Curate (Associate & Priest-in-Charge) Traverse City, MI Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Assistant/Associate Rector Morristown, NJ Curate Diocese of Nebraska In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Missioner for Disaster Resilience Sacramento, CA Rector (FT or PT) Indian River, MI Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Por Mary Frances SchjonbergPosted Feb 6, 2012 The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 [Episcopal News Service – Linthicum Heights, Maryland] Al tiempo que el Comité Permanente Conjunto sobre Programa, Presupuesto y Finanzas (PB&F por su sigla en inglés) se reunía aquí para debatir el anteproyecto del presupuesto 2013-2015, algunos de sus miembros expresaron que se enfrentaban al manejo de muchos asuntos en conflicto.El comité del presupuesto de reunió del 30 de enero al 2 de febrero en el Centro de Conferencias del Instituto Marítimo para recibir un anteproyecto del presupuesto trienal 2013-2015 que finalmente se someterá a la aprobación de la 77ª. Convención General este verano en Indianápolis. La reunión comenzó al día siguiente de que el Consejo Ejecutivo aprobara la versión provisional de un presupuesto balanceado de $104,9 millones para el [período] 2013-2015 y se lo pasara al PB&F.Uno de los conflictos que los miembros del PB&F debatieron se centró en las dificultades económicas que enfrentan las diócesis al tiempo de decidir cuánto dinero ha de dedicarse a la misión, ministerio e infraestructura de la Iglesia Episcopal a nivel denominacional.Del Glover, presidente del comité de financias del Consejo, le dijo al grupo del PB&F que el Consejo había estado debatiendo lo que él caracterizó como el conflicto entre “cuál es una expectativa razonable de solicitud a las diócesis y cuál es una expectativa razonable para el uso de los fondos de parte de la Iglesia, y esos son dos problemas distintos”.Otro conflicto era el concerniente al pago por los costos de la misión y actual estructura de la Iglesia, a sabiendas de que ha habido muchas propuestas para cambiar esa estructura y, posiblemente, redefinir la dirección y el foco de la misión y el ministerio.“Yo creo que era correcto decir hace tres años que no podíamos seguir funcionando como de costumbre, pero todos sabemos el conflicto [que se produce] en seguir funcionando como de costumbre al tiempo de plantear que ya no podemos seguir funcionando como de costumbre”, dijo George Councell, miembro del PB&F  y obispo de la Diócesis de Nueva Jersey, al presentar ese dilema.Él se refería en parte a una decisión que se tomara en la última reunión de la Convención General en 2009 de reducir la cantidad de dinero que se solicitaba de las 110 diócesis de la Iglesia en uno por ciento anual, del 21 por ciento del ingreso operativo diocesano en 2010 al 20 por ciento en 2011 y al 19 por ciento en 2012. El presupuesto resultante de 2010-2012 se basaba en un ingreso de $141.271.984  en comparación al total de $104 millones que ahora se prevé para el presupuesto 2013-2015 en base a la solicitud del 19 por ciento anual.El presupuesto 2010-2012 fue de $23 millones menos que el del trienio anterior y ha dado lugar al comienzo de un cambio en la manera en que el personal de la oficina Denominacional realiza su trabajo. Ese presupuesto supone que parte de la labor que realiza el personal de la Iglesia a nivel denominacional podría hacerse mejor en los niveles diocesano y congregacional. El personal denominacional se ha orientado a ayudar a interconectar la capacidad de la Iglesia en todos los niveles y a poner sus propias capacidades a disposición de esas redes y de otras organizaciones, en lugar de crear y llevar a cabo programas por sí mismo.Ese cambio, que el anteproyecto del presupuesto 2013-2015 propone continuar e incrementar, dio lugar a otro conflicto que el PB&F debatió: la cuestión de si dejar más dinero en las diócesis y congregaciones redundará efectivamente en más trabajo de misión y de alcance social, o si terminaría destinándose a compensar el presupuesto general.Susannah Perkinson, miembro del Comité, sugirió que reducir el monto del dinero en el presupuesto “conlleva confiar en que las congregaciones y diócesis hagan buen uso del dinero si éste se queda allí y tal vez educarlas [al respecto] para que ciertamente hagan buen uso de él”.Otro conflicto con el que el PB&F tuvo que enfrentarse fue si el presupuesto debía ser el mecanismo para hacer esos cambios y, de ser así, de qué manera.Diane Pollard, presidente del BB&F dijo al comité que “estamos atrapados entre el proceso actual y el deseo de muchos de cambiar ese proceso, y yo no creo que sea labor de este comité cambiar el proceso”.Steve Lane, copresidente del Comité y obispo de la Diócesis de Maine, dijo que él era “una voz que se opone a reducir el presupuesto, porque creo que estamos reduciendo a ciegas sin mayor debate: una reducción es tan buena como cualquier otra y no hay manera de decidir que cosa nos lleva más lejos que otra, porque no sabemos adónde vamos”.La Rda. Canóniga Mally Lloyd, miembro del PB&F se hizo eco de este conflicto al decir, “estoy totalmente en conflicto porque creo que deberíamos hacer algo radicalmente diferente y creo que llegamos hasta el borde y retrocedemos, y luego vamos hasta el borde y volvemos a retroceder”.Al final, el PB&F convino en dejar que Lane y Pollar crearan un grupo de trabajo compuesto por miembros del Comité para recoger información sobre las diversas propuestas de cambios estructurales  que se han debatido recientemente. Gregory Straub, el Secretario de la Convención General sugirió que el grupo reúna también información sobre los intentos que se han hecho en ese sentido en el pasado.“Eso no significa necesariamente que manejaremos todo esto, pero podemos tener todo esto delante de nosotros y tal vez, en la redacción del presupuesto, sirva de ayuda a los movimientos que se vayan creando” opinó Lane respecto a la práctica.El anteproyecto del presupuesto debe publicarse aquí pronto, anunció Kurt Barnes, el Tesorero [de la Iglesia]. Él le dijo al PB&F que él y sus colegas necesitaban tiempo para ajustar el documento de manera que refleje con precisión cierto número de cambios que el Consejo le hizo durante la última tarde de su reunión. Cuando se dé a conocer, el documento incluirá una carta del Consejo en la que explica la lógica que se usa en la redacción del presupuesto.El Consejo le ha asignado a su Comité Ejecutivo que diseñe y controle el proceso de la creación del presupuesto, y el pasado 27 de enero ese comité la presentó al Consejo dos posibilidades para el presupuesto. En una se le solicitaba a las diócesis que contribuyeran con el 19 por ciento de sus ingresos, y la otra se basaba en los ingresos [obtenidos] si las diócesis contribuían con el 15 por ciento. La diferencia de ingresos fue de aproximadamente $13,5 millones.El Consejo redactó la versión final del anteproyecto del presupuesto 2013-2015 suponiendo que se solicitará el 19 por ciento, en tanto los gastos se bosquejaron en base a la versión del 15 por ciento. En esa perspectiva de gastos, los miembros del Consejo fijaron entonces sus prioridades para restablecer partes del presupuesto. Entre esas prioridades se incluyeron la inversión en redes incipientes y el apoyo de las ya existentes, a fin de potenciar el ministerio y las comunicaciones locales.“Esto es un anteproyecto de presupuesto y nada es sacrosanto”, dijo Pollard al grupo del PB&F al comienzo de su reunión. “Lo que es sacrosanto es que no podemos cambiarlo entre ahora y la Convención General”.Lo que el  PB&F puede hacer es informarse de cómo el anteproyecto del presupuesto se redactó y conseguir más detalles respecto al trabajo que financia, y establecer un mecanismo para llevarlo a cabo, incluido el entrevistar a algunos miembros del personal denominacional. Straub le dijo al Comité que también puede considerar y presentar resoluciones antes del comienzo de la Convención a fin de discutirlas temprano en la agenda, si fuere necesario.Una vez que empiece la Convención, el PB&F convocará una audiencia abierta el 4 de julio (el día antes del comienzo oficial de la Convención), de 12:30 P.M. a 1:30 P.M., para discutir el marco del presupuesto 2013-2015; y recogerá testimonios sobre una resolución que le pedirá a la Convención que ratifique la decisión tomada en la última reunión trienal (a través de la Resolución D027) a fin de que el presupuesto 2013-2015 se centre en lo que llamó las “prioridades estratégicas” de las Cinco Marcas de la Misión de la Comunión Anglicana.El PB&F también sostendrá otras dos audiencias en la Convención, una sobre decisiones de egresos en la noche del 6 de julio y otra sobre decisiones de ingresos el 7 de julio, también en la noche. Las tres audiencias probablemente conllevarán discusiones en pequeños grupos, moderadas por miembros del PB&F así como habrá lugar para testimonios individuales.El Comité también se propone instalar una página web —o blog— moderada para recibir comentarios de toda la Iglesia sobre su labor.Además de estas vistas, el Comité se reunirá diariamente para trabajar en un presupuesto que ha de presentarle a la Convención. Como parte de ese proceso, los miembros deben proponer una fórmula de financiación que incluya el determinar qué porcentaje del ingreso operativo se le pedirá a las diócesis que contribuyan. Además de considerar y posiblemente cambiar el plan de egresos contenido en el anteproyecto del presupuesto que el Consejo propone, el Comité también debe tomar en cuenta todas las resoluciones aprobadas por la Convención que impliquen gastos.El Comité debe presentar su propuesta presupuestaria no más tarde de las 2:15 P.M. del 10 de julio en una sesión conjunta de la Cámara de Obispos y de la Cámara de Diputados, en el recinto de esta última. Se ha fijado una votación de cada cámara para el 12 de julio, el último día de la Convención. El presupuesto entra en vigor el 1 de enero de 2013.—La Rda. Mary Frances Schjonberg es editora/reportera de Episcopal News Service. Traducción de Vicente Echerri. New Berrigan Book With Episcopal Roots Cascade Books Associate Priest for Pastoral Care New York, NY Submit a Job Listing Rector Tampa, FL Rector Bath, NC Rector Collierville, TN Rector Hopkinsville, KY Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector and Chaplain Eugene, OR Rector Martinsville, VA Rector Pittsburgh, PA Rector/Priest in Charge (PT) Lisbon, ME center_img Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Submit an Event Listing Priest Associate or Director of Adult Ministries Greenville, SC The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Priest-in-Charge Lebanon, OH Associate Rector for Family Ministries Anchorage, AK Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Director of Administration & Finance Atlanta, GA Rector Belleville, IL Featured Jobs & Calls Director of Music Morristown, NJ Bishop Diocesan Springfield, IL Rector Washington, DC Rector Knoxville, TN Cathedral Dean Boise, ID Course Director Jerusalem, Israel Youth Minister Lorton, VA Canon for Family Ministry Jackson, MS Press Release Service Assistant/Associate Priest Scottsdale, AZ Rector Shreveport, LA Submit a Press Release Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Featured Events Rector Smithfield, NC Family Ministry Coordinator Baton Rouge, LA Assistant/Associate Rector Washington, DC Associate Rector Columbus, GA last_img read more

Youth camps the secret to the future of Japan’s Anglican…

first_img Assistant/Associate Rector Morristown, NJ Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Belleville, IL Cathedral Dean Boise, ID Tags Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Shreveport, LA Submit an Event Listing Comments (1) Youth camps the secret to the future of Japan’s Anglican Church Comments are closed. The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Featured Events An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Press Release Service Assistant/Associate Priest Scottsdale, AZ Asia, Rector Collierville, TN Rector Smithfield, NC Family Ministry Coordinator Baton Rouge, LA Anglican Communion, Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector (FT or PT) Indian River, MI Rector Albany, NY An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET By ACNS staffPosted Oct 3, 2013 Course Director Jerusalem, Israel Submit a Press Release Rector Martinsville, VA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector Tampa, FL New Berrigan Book With Episcopal Roots Cascade Books Rector Pittsburgh, PA Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Curate (Associate & Priest-in-Charge) Traverse City, MI center_img This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Canon for Family Ministry Jackson, MS Associate Priest for Pastoral Care New York, NY Director of Administration & Finance Atlanta, GA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Associate Rector Columbus, GA Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Priest-in-Charge Lebanon, OH Youth & Young Adults The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Rector/Priest in Charge (PT) Lisbon, ME Curate Diocese of Nebraska Alda Morgan says: AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Youth Minister Lorton, VA Bishop Diocesan Springfield, IL Assistant/Associate Rector Washington, DC Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Submit a Job Listing Rector Knoxville, TN Associate Rector for Family Ministries Anchorage, AK Rector Washington, DC Featured Jobs & Calls Rector Hopkinsville, KY In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Director of Music Morristown, NJ Rector Bath, NC Priest Associate or Director of Adult Ministries Greenville, SC October 5, 2013 at 5:49 pm The assistance of members of the Anglican Church in Korea is very moving, giving the historic bad feeling between the two nations. What a wonderful witness to overcoming a history of hostility and resentment! [Anglican Communion News Service] Having young Anglicans arrange and run their own camps could be the answer to an aging church population, according to a Japanese bishop.Bishop of Kobe Andrew Yatuka Nakamura told ACNS that his diocese is seeing more young people going on to ordained ministry, which goes against the general trend in Nippon Sei Ko Kai (the Anglican Communion in Japan).“We’re likely facing the same problem as other provinces of the Anglican Communion; an age problem,” he said, “and a lack of young people and children in the church. The congregation is generally 60 to 70 years of age.”Bishop Nakamura and Anglican Communion Office staff member Yoshimi Gregory. ACNS photo.Nakamura explained that Christians in Japan are only one percent of the population. He said that NSKK is caught in a vicious circle in which few young people are attracted to Anglican churches because they see few young people already there.One solution that’s meeting with some success is youth camps. “Every year we have a youth camp that young people plan themselves,” he said. “The chaplain only oversees their plans and students help to run the camp. This year we had 100 young people attending between 12 to 18 years of age.”The popularity of such gatherings is important not least because it appears to be attracting more young Anglicans to full-time ordained ministry.“The shortage of clergy [in NSKK] is a serious issue. Young people don’t think that church work is not an attractive life choice. Fortunately in my diocese the number of ordinands is growing because we hold the youth camps every year. As a result many young people feel they want to share their faith with others, and some want to become priests.”The absence of priests will be particularly felt in a country that is still struggling with the impact of the earthquake-tsunami-nuclear disaster that befell the country in 2011.Through its Let Us Walk Together projects, NSKK has been meeting the physical and spiritual needs of those affected by the disaster; including those too poor to move out of irradiated areas.The bishop said that, to assist NSKK clergy while the church does both its post-disaster and its regular church work, 20 priests from the Anglican Church of Korea have come over to Japan.These valued colleagues learned Japanese for a year before traveling to the island nation to assist NSKK. The hope is that, in time, sufficient new priests will be found locally. Rector and Chaplain Eugene, OR Missioner for Disaster Resilience Sacramento, CA last_img read more

Bear Lake Elementary students run for funds

first_img “Children should not be the primary means of soliciting within fundraising activities.” -NPTA’s PTA Fundraising Quick Reference Guide. August 22, 2016 at 5:12 pm Please enter your comment! 1 COMMENT Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 You have entered an incorrect email address! Please enter your email address here Reply Bear Lake Elementary in Apopka will host its 5th Annual Boosterthon Fun Run event on August 31st.  The Fun Run will be the culmination of a eight-day program that will raise much-needed funds for Bear Lake Elementary and, at the same time, inspire students to live healthy, character-filled lives.The Boosterthon team kicked off the program today with a Pep Rally to get the students fired up to help Bear Lake Elementary.During the 8-day program, Bear Lake students will learn from other student leaders how they can implement their own ideas to make a positive impact in the Apopka community.Students will run, on average, 30 to 35 laps to raise funds for their school, while parents, teachers and friends cheer them on.The Boosterthon Fun Run is August 31st at Bear Lake Elementary. Photo courtesy of boosterthon.comThis year’s Boosterthon character theme is Backyard Box Office, which will introduce more than 1.3 million students in 1,900 schools across the nation to five real-life, inspiring students, whose world-changing ideas will prepare today’s youth to implement their own ideas.“In our 15 years of serving schools, we’ve met incredible students with amazing ideas,” said Chris Carneal, Boosterthon founder and president. “And as a father of four, I know that young students don’t always know how to make their ideas happen. Backyard Box Office changes that. It celebrates five kid-leaders who have put their ideas into action, and it gives the students watching a clear path to do the same.”The five kid-leaders are:Aidan Thomas Hornaday (founder of the non-profit, AidanCares)Connor Ford (inventor of the app, Spirit, which increases school engagement)Alex Triestman (founder of Brickshare, a LEGO-sharing organization for less fortunate kids)Trisha Prabhu (inventor of the app, ReThink, with cyber-bullying prevention technology)Winter Vinecki (youngest person to run a marathon on each continent and Olympic Winter games hopeful)The Boosterthon Fun Run is a national fundraising program that promotes fitness, leadership, and character and partners with more than 1,900 schools each year. Since its founding in 2001, Boosterthon has raised schools more than $150 million and reimagined an industry that relied on students selling products door-to-door. Through Boosterthon, students benefit from a fun, interactive program that makes a positive impact on schools and develops leaders. The Anatomy of Fear center_img Support conservation and fish with NEW Florida specialty license plate TAGSBear Lake ElementaryBoosterthon Fun Run Previous articleSummer Olympics Medal Count Update – Final DayNext article441 Resurfacing Project – Lane Closures This Week Dale Fenwick RELATED ARTICLESMORE FROM AUTHOR LEAVE A REPLY Cancel reply Please enter your name here Donald Harvey Share on Facebook Tweet on Twitter Save my name, email, and website in this browser for the next time I comment.last_img read more

Wales vs Australia December 2012 – Full Match

first_imgWednesday Dec 5, 2012 Wales vs Australia December 2012 – Full Match Full match replay of Wales vs the Wallabies at the Millennium Stadium (Fox Sports Australia commentary)View match highlights Time: 2:20:18Credit: lelostreamADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Full Matches Related Articles 52 WEEKS AGO FULL MATCH: Umaga, Rokocoko, McAlister and… 54 WEEKS AGO FULL MATCH: Lions upset world champion Springboks… 58 WEEKS AGO FULL MATCH: Scotland and Samoa go down to… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyGranny Stuns Doctors by Removing Her Wrinkles with This Inexpensive TipSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

London transport workers shut down subway system

first_imgOn July 9, some 20,000 workers on the London Underground railway system, often called “the Tube,” walked off the job, shutting down one of the largest transit systems in the world.Underground station during strike.The Tube stretches for 250 miles under the streets of London and its environs, and carries 4 million passengers per day. All four unions representing the workers in the system voted in favor of the strike by a 90 percent margin. Participation in the 24-hour walkout was nearly 100 percent. The Tube was completely shut down.The dramatic impact of the strike has already led the mayor of London, Boris Johnson, to say that he is reconsidering the date of implementation of the controversial “Night Tube” program, one of the main points of contention with the workers. (theguardian.com, July 9)Despite other immediate issues, the underlying cause of the strike is the austerity program of the Conservative (Tory) government of Prime Minister David Cameron. Like other countries in the European Union, it has pursued a harsh government policy of cutbacks and higher costs on the poor and working classes of the United Kingdom.The National Union of Rail, Maritime and Transport Workers says: “Our action is in response to the impact of a 4.2 billion pounds cuts program imposed by the government and mayor of London.” (mirror.co.uk, July 8)The London Underground is administered by Transport for London (TfL), a semipublic authority supported mostly by fares but under the jurisdiction of the central government.Immediately before the strike, the TfL threw down a “take it or leave it” offer to the unions. In addition to an inadequate pay proposal, it failed to address the serious disruptions of the new Night Tube program, scheduled to begin in September. The new schedules would lay off 850 workers, close all the ticket offices at night, and lead to enormous disruptions in the schedules of night workers.The cutbacks would not only endanger overall safety and convenience, but lessen the services available for disabled passengers. Because of past struggles, as this writer can personally attest, the London transportation system has a relatively high level of support for disabled people compared to most U.S. cities. These rights for the disabled are now under attack.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Turkey Prices and Food Price Inflation Trending Lower

first_img SHARE Facebook Twitter Facebook Twitter Home Indiana Agriculture News Turkey Prices and Food Price Inflation Trending Lower Holiday shoppers can expect less-expensive turkeys and moderate price increases on other Thanksgiving staples this holiday season, a Purdue Extension agricultural economist says.In the U.S., average annual food price inflation is about 2.5 percent, but this year grocery food prices are running just 1 percent higher than 2012 prices.There’s a lot of good news out there for the consumer. Food price inflation is very low this year,” Corinne Alexander said.For the items most commonly associated with Thanksgiving meals, Alexander said some prices will be up a bit and others will be down slightly.“We’re expecting the overall Thanksgiving meal to be roughly the same price as last year and, potentially depending on what sort of in-store specials are being offered, you might even spend less this year than you did last year on Thanksgiving,” she said.Turkey, the main item on many Thanksgiving dinner menus, should cost consumers less this year. The U.S. Department of Agriculture is predicting that wholesale prices for Eastern market whole turkeys will be between $1 and $1.06 per pound in the fourth quarter, compared with $1.06 per pound in 2012.Alexander said it’s important for consumers to remember that the way wholesale prices translate to retail prices depends on individual retailers. The actual price paid also will vary depending on whether a shopper chooses a whole turkey or turkey parts; frozen or fresh birds; fresh, precooked or complete turkey meals; brand names; and the value of store coupons and price specials.Often grocers will offer turkeys at a deep discount to encourage shoppers to purchase their other Thanksgiving items at a particular store, Alexander said.“Because turkey is a favorite loss leader, that’s one of those items where savvy shoppers can look to coupons and store specials to really find the best price possible for their Thanksgiving turkey, and then the rest of the items for their Thanksgiving meal,” she said.Prices for other Thanksgiving staples will be a bit of a mixed bag. For example, cranberry prices are expected to be on par with last year. An abundant crop should keep prices from increasing, while strong demand will keep them from decreasing.Sweet potatoes, another in-demand item, are expected to cost consumers about 10 percent more than they did in 2012. White potato prices also are up by about 15 percent this year compared with the record low prices last year.On average, Americans spend about 10 percent of their incomes for food. Alexander said that the below average price increases this year could mean there’s room in the family budget to add treats to the holiday meal.But families affected by unemployment or minimal wage increases could spend up to 25 percent of their incomes on food.“For these families, any food price rise is significant,” Alexander said. “We should remember those who are less fortunate and share our food bounty.”When it comes to preparing this year’s Thanksgiving feasts, consumers will pay more for energy than they did in 2012. Natural gas prices have increased by about 5 percent and electricity prices by about 3 percent since last fall.Those traveling for a holiday meal will get some relief at the pump. Gasoline prices are down about 8 percent compared with last year.Source: Purdue Ag Communications By Andy Eubank – Nov 13, 2013 SHARE Turkey Prices and Food Price Inflation Trending Lower Previous articleMF Global Lawsuit Dismissal DeniedNext articleIndiana Corn Leader Disputes National Ethanol Story Andy Eubanklast_img read more

Rail Congestion Needs Resolved

first_img Facebook Twitter Renewable Fuels Association CEO Bob Dinneen told a Senate Committee this week the current rail congestion has become a huge and costly problem. Dinneen submitted written testimony to the U.S. Senate Committee on Commerce, Science, and Transportation, which held a hearing to examine rail congestion and the harmful impact it has had on agriculture and other commodities.In his testimony he said, “This crisis is one that is causing significant harm to the economic health and well-being of our nation’s economy.”  He called the rail industry a vital asset to the ethanol industry as trains have typically served as a virtual pipeline for ethanol. Grain shipments are expected to increase this fall as America is on course to harvest a record corn crop. With the increase in grain shipments this fall and the current rail congestion, Dinneen stressed that “rail operators must respond in a way that treats the vast array of other goods and commodities competing with crude oil on the rails fairly and equitably.”The letter suggest greater transparency is needed to help regulators oversee and monitor how logistics and contracting decisions are being made by rail operators.  Dinneen also suggested regulators have the ability to oversee what new shipping contracts are being negotiated while the rail operators continue to try to catch up with current customers.Source: NAFB News Service SHARE By Andy Eubank – Sep 10, 2014 Home Energy Rail Congestion Needs Resolved Rail Congestion Needs Resolved Previous articlePurdue Friday Morning Webinar Looks at USDA ReportsNext articleMorning Outlook Andy Eubank Facebook Twitter SHARElast_img read more

10-Year-Old Boy Found Safe After Going Missing in Pasadena

first_img Your email address will not be published. Required fields are marked * 31 recommended0 commentsShareShareTweetSharePin it Public Safety 10-Year-Old Boy Found Safe After Going Missing in Pasadena CITY NEWS SERVICE Published on Tuesday, June 2, 2020 | 1:43 pm Name (required)  Mail (required) (not be published)  Website  A 10-year-old boy was found safe after going missing in Pasadena, authorities said today.Authorities had circulated a photo of Jamari Randy Fernandez and asked for public help to find the boy, who was reported missing late Monday afternoon after being last seen at the intersection of Orange Grove Boulevard and Fair Oaks Avenue.Deputy Trina Schrader of the Sheriff’s Information Bureau said the tot was found safe, but no other information was released. Make a comment Subscribe Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPasadena Water and PowerPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News More Cool Stuffcenter_img STAFF REPORT First Heatwave Expected Next Week CITY NEWS SERVICE/STAFF REPORT Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Top of the News STAFF REPORT Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News HerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeautyWho Was The Hollywood ‘It Girl’ The Year You Were Born?HerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeauty Business News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Fannie Mae Eliminates Restructured Loan Policy

first_img Demand Propels Home Prices Upward 2 days ago  Print This Post Related Articles Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Fannie Mae Eliminates Restructured Loan Policy Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Fannie Mae Mortgage Servicers Restructured Loan Policy 2016-07-05 Brian Honea in Daily Dose, Featured, News, Secondary Market Servicers Navigate the Post-Pandemic World 2 days ago July 5, 2016 5,455 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Previous: Banks Bracing for Q2 Earnings Releases Next: More Modifications Focusing on Sustainability Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Fannie Mae Eliminates Restructured Loan Policy Fannie Mae has announced it is eliminating its restructured loan policy, which was originally introduced in September 2008 in response to the uncertainty of how restructured loans would perform after the financial crisis, according to Fannie Mae’s most recent Selling Guide update.The elimination of the restructured loan policy allows lenders to rely on existing policy when determining whether or not a restructured loan is eligible for delivery under a refinance transaction or a modified mortgage loan, according to Fannie Mae.“Eliminating this policy provides greater access to mortgage credit by enabling borrowers to refinance with more favorable rates and terms and streamline lender processes by removing requirements that required manual steps,” Fannie Mae stated in the update.The policy was introduced the same month that Fannie Mae and Freddie Mac were taken in to conservatorship by the Federal Housing Finance Agency (FHFA) amid uncertainty of the performance of restructured loans. The policy was updated to allow a restructured mortgage to subsequently be refinanced after the government established programs such as the Hardest Hit Fund to provide principal forgiveness relief to underwater borrowers.“In an effort to simply our eligibility guidelines and support the housing market, we are eliminating our policy on restructured mortgages,” Fannie Mae stated in the update.Fannie Mae also announced its first change to its HomeReady product, incorporating features enabling lenders to expand credit access in a “safe and responsible manner.” Fannie Mae stated that a number of product enhancements are planned this year as a result of continued assessments of HomeReady.The first change to HomeReady involves simplifying the way income limits are applied by establishing a single area median income limit of 100 percent (the previous limit was 80 percent or 100 percent, depending on where the property was located). The change will be implemented in Fannie Mae’s Desktop Underwriter the week of July 16, 2016; for manually underwritten loans, the policy is effective for loans with application dates on or after July 16, 2016.Click here to view the complete Selling Guide updates. The Best Markets For Residential Property Investors 2 days ago About Author: Brian Honea Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Fannie Mae Mortgage Servicers Restructured Loan Policy Subscribelast_img read more