ISA investors! Are these stocks brilliant buys or terrible traps for the global recession?

first_img Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Image source: Getty Images A global recession is approaching at pace. It’s one whose scale will likely have huge social, macroeconomic, and geopolitical implications long beyond the current decade. With this in mind it’s up to ISA investors to shape their stocks portfolios in line with this ‘new normal’.In this environment I think buying shares in Cranswick (LSE: CWK) is a good idea. Broader retail conditions might suffer during economic downturns but our need for edible goods remains constant. This is why City analysts expect this FTSE 250 meat manufacturer to keep growing earnings through the next three fiscal years at least.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…These defensive qualities are reflected in Cranswick’s elevated rating. At current prices it sports a price-to-earnings (P/E) ratio of around 21 times for the financial period to March 2021. But so what? With corporate earnings expected to come under sustained pressure during the post-coronavirus period, firms like this that are able to keep growing earnings are worth their weight in gold.Set to short circuit?Conversely, Dixons Carphone (LSE: DC) is a share I think all sensible ISA investors need to avoid at all costs. Trading has been strong for the electricals retailer during the lockdown period but I think it’s only a matter of time before its tills start to fall silent.On Friday, Samuel Miley, economist at the Centre for Economics and Business Research, summed up my fears in a nutshell. He commented that “consumer activity is expected to remain suppressed… with lingering fears over the virus, the continued need for social distancing, and wider economic uncertainty all serving to restrict spending”. He went on to add that household consumption won’t reach pre-crisis levels until the mid-2020s.The landscape is particularly dangerous for sellers of more expensive products and those that are deemed to be non-essential (TVs, games consoles, cameras and the like). It’s no wonder that City analysts expect annual earnings at Dixons Carphone to fall again despite the sales strength of recent months, then. So I don’t care about the FTSE 250 firm’s low forward P/E ratio of 6 times. It’s far too risky for my liking.A superior ISA buyI’d much rather put my investment capital to work with Tristel (LSE: TSTL). This isn’t a share that comes cheap. In fact its forward P/E multiple of around 40 times sails above that of Dixons Carphone. But I reckon this is an appropriate reflection of its exceptional defensive characteristics.Healthcare shares are some of the safest flight-to-safety shares out there. Suppliers of medical services and drugs tend to be more recession-proof than most other businesses. Tristel, though, could well see demand for its products ignite following the coronavirus crisis. Why? It is a major supplier of disinfectant products that are used in hospitals, doctor surgeries, nursing homes and ambulances.This is why City brokers expect annual earnings at Tristel to keep rising at mid single-digit percentages through to 2021 at least. This is one brilliant stock for ISA investors seeking peace of mind during the imminent global recession. “This Stock Could Be Like Buying Amazon in 1997” Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.center_img ISA investors! Are these stocks brilliant buys or terrible traps for the global recession? Royston Wild | Monday, 25th May, 2020 | More on: CWK DC TSTL Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Royston Wildlast_img read more

Anglican primates encircled by prayer ahead of Canterbury meeting

first_img Rector Hopkinsville, KY Anglican Communion, Canon for Family Ministry Jackson, MS Priest-in-Charge Lebanon, OH Tags Associate Rector Columbus, GA An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET January 11, 2016 at 8:16 am Dear Chip —While I agree with your call to focus more on the Great Commandment, I’m afraid that it’s too late to just shut off the spot light on all things dealing with sexuality and redefining marriage. For nearly 40 years the Church has been lobbied – sometimes bullied and shamed – by advocates who wanted the change. Well, it’s here. But the spotlight can not now be shut off in satisfaction saying, “ah, the new normal”. When General Convention jettisoned Matthew 19 and Genesis 2 – Jesus’ word on marriage left out of the Marriage “Study” – did they think that there would not be consequences? It’s time to face how the Church will fare with the seismic shift. Our Province is small in the Anglican Communion with an inordinate amount of influence, mainly due to our money. I’m starting to sense that money no longer buys happiness. The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Anglican primates encircled by prayer ahead of Canterbury meeting Submit a Press Release Comments (10) [Episcopal News Service] The Anglican Communion is being called to prayer as its 38 primates – the senior archbishops, presiding bishops and moderators – head to Canterbury, England, next week for their first official meeting in five years.“I invite Episcopalians to join me in prayer for this gathering, that God will be fully present with us and that we may follow our Lord Jesus in the ways of His love and in so doing be part of God’s blessing to the world,” said Episcopal Church Presiding Bishop Michael B. Curry in a Jan. 7 statement.Curry will be attending his first Primates Meeting since his installation as the Episcopal Church’s presiding bishop and primate last November.Earlier in the week, Archbishop of Canterbury Justin Welby released a video message calling for prayer and recognizing that the primates are expected to deal with “some very, very difficult issues – within the life of the Anglican Communion, but also hugely difficult issues that are affecting the whole church of Christ and our whole world.”The agenda will be set by common agreement with all primates as they begin their Jan. 11-16 meeting at Canterbury Cathedral, widely regarded as the mother church of the Anglican Communion. Issues addressed during the meeting are expected to include religiously motivated violence, the protection of children and vulnerable adults, the environment, and human sexuality, according to a Lambeth Palace press release.“What I would ask people to pray for more than anything else is wisdom and love,” said Welby, who has visited every province in the Anglican Communion since becoming Archbishop of Canterbury in 2013, a commitment he set out early in his primacy.The last Primates Meeting was held in Dublin, Ireland, in January 2011, making this the longest period of time between two meetings since they began in 1979.Seven primates chose not to attend that meeting because of the presence of then-Presiding Bishop Katharine Jefferts Schori and developments within the Episcopal Church and the Anglican Church of Canada supporting the full inclusion of gay and lesbian people.In an effort to avert a similar boycott, Welby has invited Archbishop Foley Beach, the leader of the Anglican Church in North America (ACNA), to gather with the primates for conversation before the official Primates Meeting commences.ACNA is composed largely of former Episcopalians who chose to break away from the Episcopal Church over disagreements concerning human sexuality issues. The leaders of some provinces, mostly in Africa, have declared their affiliation to ACNA and claim to be in a state of impaired communion with the Episcopal Church and other provinces whose actions they dispute.Archbishop Stanley Ntagali of the Anglican Church of Uganda issued a statement Jan. 6 calling for “discipline and godly order” to be restored in the Anglican Communion during the Canterbury “gathering” – otherwise he said he will withdraw from the subsequent official meeting.The hope expressed by Archbishop Fred Hiltz of the Anglican Church of Canada is that the agenda would “reflect a good balance between matters that are domestic and of particular concern within the household of faith, and matters that are global and of overwhelming concern to our common humanity and our common home, the Earth itself.”Hiltz’s Jan. 7 statement made particular reference to the church’s response to the global refugee crisis, climate change and advancing the United Nations Sustainable Development Goals.Curry, following his historic election as presiding bishop in June 2015, told ENS that the Anglican Communion is as much about relationships as it is about structure and organization. “It really is a network of relationships that have historical roots, but actually have missional roots,” he said. “What really binds us together is that we are followers of Jesus in the Anglican way … and that primal relationship holds us together.“Of course, we’re struggling – we’re struggling, we know that – but I really do believe that we can continue to work together in partnerships that help to serve God’s mission in this world by joining together so that children don’t go to bed hungry, to help so that people have water, to help so that education is available to children, to help so that women can support their families. We’ve got some work to do; we’ve got some Jesus work to do … This world is crying out for us and it needs us, and the Anglican Communion is one way that God uses us together to really make this a better world.”A website has been launched with resources pertaining to the meeting and will include collects and prayer requests as the primates gather.Primates are the senior archbishops and presiding bishops elected or appointed to lead each of the 38 autonomous provinces of the Anglican Communion. They are invited to the Primates Meetings by the Archbishop of Canterbury to consult on theological, social and international issues.The Anglican Communion Primates Meeting is one of the three instruments of communion, the other two being the Lambeth Conference of bishops and the Anglican Consultative Council, the communion’s main policy-making body. The Archbishop of Canterbury, as primus inter pares, or “first among equals,” is recognized as the focus of unity for the Anglican Communion.Each province relates to other provinces within the Anglican Communion by being in full communion with the See of Canterbury. The Archbishop of Canterbury calls the Lambeth Conference, chairs the meeting of primates and is president of the ACC.In some Anglican provinces the primate is called archbishop and/or metropolitan, while in others the term presiding bishop – or as in Scotland, primus – is used.The Archbishop of Canterbury also invites to the primates meetings the moderators who lead the united ecumenical churches of North India, South India and Pakistan.In 1978 Archbishop Donald Coggan, the 101st Archbishop of Canterbury, established the Primates Meeting as an opportunity for “leisurely thought, prayer and deep consultation.”The primates have met in Ely, England, in 1979; Washington, D.C., in 1981; Limuru, Kenya, in 1983; Toronto, Canada, in 1986; Cyprus in 1989; Newcastle, Northern Ireland, in 1991; Cape Town, South Africa, in 1993; Windsor, England, in 1995; Jerusalem in 1997; Oporto, Portugal, in 2000; Kanuga Conference Center, Hendersonville, North Carolina, in 2001; Canterbury, England, in 2002; Gramodo, Brazil, in May 2003; London, England, in October 2003; Newry, Northern Ireland, in February 2005; Dar es Salaam, Tanzania, in February 2007; Alexandria, Egypt, in February 2009; and Dublin, Ireland, in January 2011.The provinces and primates of the Anglican Communion are listed here.Visit the official Primates 2016 websiteFollow @Primates2016 on Twitter– Matthew Davies is an editor/reporter for the Episcopal News Service. Priest Associate or Director of Adult Ministries Greenville, SC Primates Meeting, Rector/Priest in Charge (PT) Lisbon, ME January 12, 2016 at 11:36 am A thought here, Margaret.You and I would agree that ISIS terrorists are brutal murderers. Others would agree with us, except for their own racist reasons. With them we agree that ISIS is horrible, but because we share that belief with them as misguided people does that make us a racist equally with them?No.So it is with foreign archbishops and their opposition to marriage redesign or conservative views on homosexuality. FAR too many TEC leaders extrapolate and then falsely represent that because the overseas bishops (the majority of the Communion) oppose TEC’s revisionist views that these bishops thereby are indifferent to the murder of gays, and other brutal tactics. Such an argument is ridiculous but the new “go to” way of shutting down opposition.Seems that our racism training isn’t working. North American elitism is very much alive. Kevin Miller says: Margaret Sjoholm-Franks says: Featured Events Submit a Job Listing Director of Administration & Finance Atlanta, GA By Matthew DaviesPosted Jan 8, 2016 Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Doug Desper says: Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Tampa, FL Missioner for Disaster Resilience Sacramento, CA Associate Priest for Pastoral Care New York, NY Comments are closed. Course Director Jerusalem, Israel Submit an Event Listing Archbishop of Canterbury, January 9, 2016 at 12:47 pm lets follow the Good book and stop this humanism walk into myth!!! to hell with human sexualityfeed the poorvisit the sickcloth the naked Chukwuebuka Kingsley says: Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Rector Washington, DC This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Albany, NY In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Press Release Service The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Julie Kimani says: center_img Bishop Diocesan Springfield, IL Family Ministry Coordinator Baton Rouge, LA Assistant/Associate Priest Scottsdale, AZ January 11, 2016 at 3:10 pm The Archbishop Stanley Ntagali of Uganda said that unless “godly order,” is restored he cannot participate in any official meeting of the communion. I suspect the “godly order” the bishop talks about includes some bishops and male priests from African dioceses having several wives and practicing polygamy covertly and making those women pass for “assistants” or secretaries or sisters of the official wife…it also includes looking the other way when gays and lesbians get murdered just for being who they are Curate Diocese of Nebraska January 9, 2016 at 2:54 pm If all the archbishops can do at this forthcoming conference is have petty spats about the validity of women’s orders and the inclusion/exclusion of people according to sexuality and waste their breath on who is in communion with who and ignore (apart from a round of sanctimonious episcopal handwringing), the dreadful plight of our persecuted brothers and sisters in Christ who face hatred and death on a daily basis around the world, then there’s little point to the time effort and money being devoted to it. Rev Deacon Chip Faucette says: Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector (FT or PT) Indian River, MI Rector and Chaplain Eugene, OR Rector Pittsburgh, PA Neil Nortcliffe says: TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Associate Rector for Family Ministries Anchorage, AK Assistant/Associate Rector Washington, DC Rector Knoxville, TN Assistant/Associate Rector Morristown, NJ Primates Meeting 2016 Rector Bath, NC Rector Belleville, IL Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT January 8, 2016 at 11:40 pm Thank Presiding Bishop Curry for all that you do for oppressed and marginalized people here in the USA and around the world.Praying for all the Primates, dioceses, churches, Christians, believers and non-believers alike. I have a dream that in the days ahead the hard work put forth by those who have gone before will come to full fruition and we will live in a time of peace in this glorious age.Love and Light in Christ,Helene Helene de Boissiere-Swanson says: January 18, 2016 at 12:34 pm I think that the Episcopal Church is ahead of the rest of the Anglican Communion in accepting all people and providing for their need to be united in love. I hope that others will follow our lead, and show acceptancefor all.Margaret: I wonder if we are in any way related. Sjoholm is such an unusual surname January 14, 2016 at 6:20 am I see peoples’ comments on this and I bleed in my heart. There cannot be both light and darkness in the same church. Give a sinner the best of care you can without giving him Christ in the truth of His Gospel undefiled, you have done nothing or a thing least important. For beyond whatsoever care or accommodation you can give someone is the Salvation of such a one from his sins. But how can he get if you as a Church that should give it him now try to conform yourselves to his own way. Tell one his sin to his face that he may repent, confess and forsake them and be saved; then have you shown him true love for true love does not rejoice in iniquity. That I rebuked you for your sin doesn’t mean I hate you rather it means I love you; It is then left for you to repent of your sin if you still want to be in communion with me for there is no compromising of my standards that had long been established even before your fathers were born.If any church thinks it can no longer bind itself to the commandments of our Lord Jesus Christ as plainly as it is given us in the Scriptures, let it then know that it has anathematized itself from those that still bind themselves to the commandments of our Lord Jesus Christ and there cannot be any harmonious communion or reconciliation whatsoever unless she repents and forsakes her sins and brings herself back to the binding of the commandments of our Lord Jesus Christ – the Head of His Church.For light and darkness can never be together in the same church. Never. For our God is light and in him is no darkness. Rector Martinsville, VA Rector Smithfield, NC January 14, 2016 at 5:09 pm Praying for truth and unity. Director of Music Morristown, NJ Doug Desper says: AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Shreveport, LA New Berrigan Book With Episcopal Roots Cascade Books Cathedral Dean Boise, ID Curate (Associate & Priest-in-Charge) Traverse City, MI January 10, 2016 at 5:34 pm Praying for the unity of the Church! Rector Collierville, TN Youth Minister Lorton, VA Nancy Sjoholm says: Featured Jobs & Calls Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem last_img read more

Benchmarking Charity Costs (Research Report)

first_imgBenchmarking Charity Costs (Research Report) Howard Lake | 19 January 2008 | News  21 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

ICO publishes GDPR FAQs for charities

first_img  130 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis28 Melanie May | 4 January 2018 | News Tagged with: GDPR Information Commissioner AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis28  129 total views,  1 views today Under consent, the ICO says that consent will not be needed for postal marketing but will be needed for some calls and for texts and emails under PECR. It also says that if consent is not required under PECR legitimate interests for marketing activities can be used providing organisations show that how they use people’s data is proportionate, has a minimal privacy impact, and people would not be surprised or likely to object.In the FAQs, the ICO also says that it is not issuing specific guidance for charities with its guidance focusing on the general application of the law. However, it says it is engaging with representatives from the sector to assist them in producing their own sector-specific advice and guidance. ICO publishes GDPR FAQs for charities The Information Commissioner has published a list of charities’ frequently asked questions on the GDPR.The FAQs cover consent including where opt in is required, privacy notices, special category data, security, and when a data protection officer is necessary. They also cover small charities with links to its dedicated helpline for small organisations, its self-assessment tool, and its 12 steps to take now checklist. About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via read more

Purdue Extension Introduces Apps for Corn, Soybean Management

first_img Purdue Extension Introduces Apps for Corn, Soybean Management By Gary Truitt – Apr 5, 2017 Home Indiana Agriculture News Purdue Extension Introduces Apps for Corn, Soybean Management Facebook Twitter SHARE Facebook Twittercenter_img SHARE Sections include Corn/Soybean Planting, Growth & Development, Soils and Fertility, Insects & Nematodes, Diseases, Weeds and Diagnosing Herbicide Injury.Both apps provide calculators to determine optimal seeding rates and estimate yield loss, as well as recommendations for limestone, nitrogen, phosphorus and potassium application. There are also pages to add field notes.Each app costs $5.99. Versions are available for both iOS and Android devices. For the iOS version of the Corn Field Scout, go to the Apple App Store at For the Android version, visit Google Play at iOS version of the Soybean Field Scout is available from the Apple App Store at and the Android version is available on Google Play at preview versions are also available for both platforms.For more information, visit the field scout app web page at Purdue Extension has introduced two new mobile apps based on the annual Corn and Soybean Field Guide, making it even easier for grain producers, crop advisers and other agribusiness professionals to access timely, research-based crop management information. Both the Corn Field Scout and Soybean Field Scout apps include detailed text written by Extension specialists along with photos and interactive tools to help users address common crop management issues. “The apps are designed to be user-friendly and provide the latest available updates from Purdue Extension specialists,” said Corey Gerber, director of Purdue’s Crop Diagnostic Training and Research Center and member of the app development team. “Used along with the Corn and Soybean Field Guide, the apps are a tremendous reference tool to have handy throughout the growing season.” Previous articleEthanol Production Hits 18 Week LowNext articleEU Approves ChemChina-Syngenta Deal Gary Truittlast_img read more

Back in business: Football’s dominant first half enough to give them first win in four weeks

first_imgFacebook + posts Colin Post printOn the Brian Estridge radio show Thursday night, TCU football head coach Gary Patterson said his team “didn’t practice as well this week” and needed to step up their effort to beat Baylor two days later.Patterson’s players answered that call in the first half on Saturday. TCU opened the game with a 30-0 run that would prove to be just enough to hold off Baylor and earn their second win of the season and first since Sept. 22.The Bears went on a 16-0 run of their own in the second half to make the game interesting, but a late fourth down stop by the Frogs’ defense helped seal their 33-23 victory on Halloween.“[It] brings such a sigh of relief to a team that’s put in a lot of work,” quarterback Max Duggan said. “Beating a team like Baylor feels really good. Gives us good momentum going into the next opponent.”TCU is now 2-0 on the road, with all three of their losses occurring at Amon G. Carter Stadium.After struggling to establish the run a week ago against Oklahoma (25 carries for 75 yards), the Frogs relied on their ground game in Waco. TCU racked up 247 yards and two scores on 44 carries in the contest.Redshirt freshman Darwin Barlow led the way with his legs, recording a career-high 117 rushing yards along with a score. The game was the first 100-yard performance of his career and the first of 2020 for TCU.The Frogs also saw vast improvement in the area of pass rushing. After entering the game with just five sacks on the season, TCU sacked Baylor quarterback Charlie Brewer five times on Saturday alone.The Frogs’ first drive looked like a reflection of their rough week of practice. The Frogs went three-and-out, failing to score on their opening offensive possession for the fifth-straight game.It would be all TCU for the majority of the first half, though. The Frogs moved easily on their next drive, advancing to the Baylor three-yard line on a dime from Duggan to receiver Quentin Johnston. Barlow scored untouched on the next play.That drive seemed to open the floodgates for TCU. The Frogs would go on to score four more times, taking a 30-0 lead on a 33-yard field goal by kicker Griffin Kell.“Everybody else wants you to have their problems — you got to solve them yourself,” Patterson said of the strong first half. “[You’ve] got to get to where you hate losing. Got to get pissed off about it. They did a nice job.”TCU wide receiver Derius Davis (12) runs past the Baylor special teams for a touchdown in the first half of an NCAA college football game in Waco, Texas, Saturday, Oct. 31, 2020. (Jerry Larson/Waco Tribune-Herald via AP)During the TCU run, several Horned Frogs had made their presence known for the first time this season.After the Bears went three-and-out on their second drive, wide receiver Derius Davis found a hole and exploded for a 67-yard punt return touchdown.“I’m thankful for my blockers, they allow me to spring,” Davis said. “[I] got to the corner [and] made one guy miss. The rest is history.”Former TCU wide receiver Jalen Reagor shouted Davis out on Twitter during the game. Reagor returned two punts for a touchdown in 2019. score was the junior’s first of the year and TCU’s first on special teams since Reagor returned a punt 70 yards for a touchdown against West Virginia in 2019.Three TCU drives later, true freshman Zach Evans took his first carry of the game 30 yards for the first score of his career in the purple and white.The Frogs went into halftime with a commanding 30-7 lead after outgaining the Bears 192-80 in total yards of offense in the first two quarters.The second half was a different story, though. After Barlow ripped off on a 74-yard run to put TCU in the red zone on their opening third quarter possession, Baylor held the Frogs to just a field goal.The Bears would then use their momentum to score 16 unanswered points, cutting the Frogs’ lead to just ten with 10:25 left in the fourth quarter.“The defense gets tired,” Patterson said. “That’s what happened when we got beat 61-58. They came back running the football. Got to give credit to them.”Patterson was referring to when TCU fell to Baylor 61-58 in 2014 after the Bears ended the game on a 24-0 run.Like they were trying to give it away, TCU gained just nine yards before punting it back to Baylor. Safety Tre Moehrig would then hault the Bears’ comeback efforts, swatting down Brewer’s pass on fourth down.Moehrig finished with a game-high eight tackles, two passes defended and a tackle for a loss.The Frogs have now won five of their last six matchups with the Bears.TCU will look to keep rolling and get their first win at home next weekend, as they take on Texas Tech (2-3). Kickoff at Amon G. Carter Stadium is scheduled for 2:30 p.m. Baylor quarterback Charlie Brewer (5) is tackled by TCU linebacker Dee Winters (13) during the first half of an NCAA college football game in Waco, Texas, Saturday, Oct. 31, 2020. (Jerry Larson/Waco Tribune-Herald via AP) Colin Post Linkedin Twitter Colin Post is a Sports Broadcasting and Journalism double-major from Houston, Texas. Along with sports writing, Colin hopes to work in sports announcing after he graduates. First TCU spring game since 2018 gets fans primed for a highly-anticipated fall Colin Post Facebook ReddIt Colin Post Another series win lands TCU Baseball in the top 5, earns Sikes conference award ReddIt Despite series loss, TCU proved they belong against No. 8 Texas Tech The College of Science and Engineering Dean, Phil Hartman, retires after 40 consecutive years Colin Post Previous articleAnnual TCU Day of Service is held amid COVID-19Next articleHoroscope: November 1, 2020 Colin Post RELATED ARTICLESMORE FROM AUTHOR Twitter World Oceans Day shines spotlight on marine plastic pollution Taylor’s monster slam highlights big weekend for TCU Athletics TCU places second in the National Student Advertising Competition, the highest in school history Linkedinlast_img read more

Unacceptable police violence against journalists covering demonstrations

first_img News Follow the news on Greece December 9, 2010 – Updated on January 20, 2016 Unacceptable police violence against journalists covering demonstrations GreeceEurope – Central Asia RSF_en Organisation News News News to go further Reporters Without Borders calls on the Greek authorities to publicly condemn cases of police violence against journalists during the demonstrations of the past few weeks and to give the police clear instructions not to use violence against media personnel in the future. The press freedom organization also demands an investigation into the recent cases. The level of violence employed by the police has been outrageous. Journalists said they were thrown to the ground and beaten, or were prevented from working by use of physical force. The police have also forced some journalists, including the Reporters Without Borders correspondent, to delete the photographs they had taken.“Journalists have a duty to provide the public with coverage of newsworthy events including demonstrations,” Reporters Without Borders said. “The police should not treat them as if they were demonstrators. Furthermore, the police have no right to demand that they are not photographed while performing official duties. If they are behaving in a strictly legal manner, they should have nothing to hide.”In one of the latest cases, Belgian news photographer Maxime Gyselinck was thrown to the ground and repeatedly hit by police at around 7:30 p.m. on 6 December on Benaki Street in the Athens district of Exarchia. When Greek freelance photographer Vangelis Patsialos went to help him, he was treated in exactly the same way. The police finally stopped hitting them when they realised they were journalists. One of the policemen then advised them to go to a hospital. Gyselinck was diagnosed with a fractured arm that was put in a plaster and a cracked rib, and was told to stop working for two weeks.The Reporters Without Borders correspondent in Greece was physically accosted by police several times on 6 December while photographing the way anti-riot police were using violence against protesters. The police ordered to delete her photos but she refused to comply.In an earlier case, Agence France-Presse photographer Aristotelis Messinis was manhandled by police three times while covering a demonstration in Athens on 17 November. He filed a complaint.The demonstrations taking place on 6 December, which were dispersed by anti-riot police, were to mark the second anniversary of the death of Alexandros Grigoropoulos, a 15-year-old youth who was shot dead by the police in the Athens district of Exarchia in 2008.Greece was ranked 70th in this year’s Reporters Without Borders press freedom index, a sharp fall from last year, when it was ranked 35th.center_img Use the Digital Services Act to make democracy prevail over platform interests, RSF tells EU June 2, 2021 Find out more Help by sharing this information Greece’s new guidelines for policing protests threaten press freedom GreeceEurope – Central Asia April 29, 2021 Find out more The Greek police must show journalists can trust it with their protection after one was murdered and another is threatened Receive email alerts February 2, 2021 Find out morelast_img read more

Modernization of the DMV Continues Amid COVID-19 Pandemic

first_imgCommunity News Modernization of the DMV Continues Amid COVID-19 Pandemic Published on Thursday, July 23, 2020 | 11:02 am EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS As Californians adjust to the health, economic and societal challenges brought on by the COVID-19 pandemic, the California Department of Motor Vehicles is adjusting along with them. In response to the pandemic, the DMV has accelerated implementation of technology and created new service channels to better serve its customers.Since March, the DMV:• Made it easier to establish an online account• Expanded DMV Express statewide to expedite the REAL ID application process• Created the Virtual Field Office and continued to add new services to give customers the capability to take care of transactions online that previously required an in-person office visit• Added requesting a duplicate driver license as an online service, allowing customers to replace a driver license that has been lost or stolen without visiting an office• Began offering motor carrier permit renewals online• Expanded DMV Now Kiosk capability to include replacement registration cards and license plate stickers and added multiple languages• Launched a redesigned website• Completed the expansion of credit cards and mobile wallet payment options to all DMV offices“This contactless delivery of service has allowed us to navigate through this pandemic and still serve customers,” said DMV Director Steve Gordon.Among the upgrades, the DMV now offers customers statewide the opportunity to upload documents needed to apply for a REAL ID before their office visit. Customers then get an Express Experience once they visit an office – no appointment needed. The DMV leveraged this same technology to build the virtual office, which allows customers to upload documents and interact with DMV staff through email.The DMV also has applied these upgrades to allow customers to receive paper driver license extensions online during the pandemic.Over the past year, the DMV has also embarked on a network modernization effort to improve IT infrastructure, offer network stabilization and redundancy, and increase efficiencies in offices statewide to reduce processing times. This effort is anticipated to be complete by the end of 2020.“We have come a long way in modernizing the DMV,” said Gordon, who was appointed by Governor Gavin Newsom last July. “But we are not done. The next steps in our modernization journey include improved virtual office efficiency, fully digitizing items in the virtual office by increasing the use of technology, and to move more high-volume transactions out of field offices. The DMV continues to streamline and simplify processes, and engage with customers where they are, instead of making customers come to the DMV.”In addition to technological enhancements, the DMV has implemented new health and safety protocols at offices to ensure customers who still must visit a field office do so in a safe manner.DMV field office employees are assisting customers with current appointments at the specific office or with limited transactions that require an in-person visit. Last month, offices began offering additional services, including vehicle inspections and behind-the-wheel drive tests.The DMV continues to recommend that customers use its online services, expanded virtual services and other service channels to complete transactions, including eligible driver license and vehicle registration renewals. Customers can use the Service Advisor on the DMV website to learn their options to complete DMV tasks. Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Subscribe Community News More Cool Stuff Your email address will not be published. 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Widow denied FÁS allowance

first_imgWhatsApp Facebook Linkedin Previous articleLocal students land phenomenal resultsNext articleSwords tour Black Balloon EP admin Print Twittercenter_img Ruled out because of €193.50 p.w pensionA LIMERICK woman trying to get her life back after losing her husband of less than a year, and her job, has been refused a FÁS training allowance because of her widow’s pension. The woman alleges she was led to believe that she would qualify for the allowance last May.Sign up for the weekly Limerick Post newsletter Sign Up Trish Wall, originally from Castleconnell and now living in Nenagh, is surviving on a contributory widow’s pension of €193.50.Having lost her husband tragically 11 months into their marriage, Trish has been picking up the pieces for the last two years.When she was told that she had been successful in securing a place on an upskilling course for pharmacy staff, she “felt like at last there was a ray of hope”.Last May, when Trish started into the process of applying for a course, she declared that she was in receipt of the pension.“They said that wasn’t a problem, I would still qualify for the training allowance”.Trish was due to start the course on Monday last. “The previous Thursday, I rang FÁS to find out when I would be paid my first week’s training allowance as the course is in Limerick and I had researched accommodation rather than coming up and down all the time, which would be expensive. They told me on Thursday at 10am when I would be paid and there wasn’t a problem then.  “At 3pm they rang to say I still had a place on the course but that I would not be paid the allowance because of my pension. There’s no way I can afford to do that course without the allowance as there are weeks I can’ t feed myself on what I have.“I’m devastated, I feel like my one bit of hope and opportunity has been snatched away,” she told the Limerick Post.Trish had hoped that updating her skills would give her a good chance of getting a job.“But that’s all been taken away now, I can’t tell you how gutted I am -they must have known this, yet they let me carry on hoping”.Trish would have been paid €188 training allowance, plus €59.60 travel.The Limerick Post contacted FÁS for a comment and was redirected to the Department of Social Protection, which referred the query back to FÁS.A spokesperson for FÁS then said they cannot comment on individual cases. “Eligibility for a Training Allowance is governed by a number of different factors. An individual in receipt of widow’s contributory pension does not automatically qualify for receipt of a training allowance”. NewsLocal NewsWidow denied FÁS allowanceBy admin – August 16, 2012 536 Advertisement Emaillast_img read more

What’s Driving Mortgage Servicing?

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago October 9, 2018 1,923 Views Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Assets Fannie Mae Freddie Mac HELOCs loans mortgage S&P Global Servicing 2018-10-09 Radhika Ojha Previous: Hurricane Michael Estimated to Cause $13.4B in Property Damage Next: Factors Impacting Delinquent Loan Projections Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily in Daily Dose, Featured, News, Servicing Home / Daily Dose / What’s Driving Mortgage Servicing? Servicers Navigate the Post-Pandemic World 2 days ago What’s Driving Mortgage Servicing? Related Articles Tagged with: Assets Fannie Mae Freddie Mac HELOCs loans mortgage S&P Global Servicing The Week Ahead: Nearing the Forbearance Exit 2 days ago Steven Frie, Director, Structured Finance, S&P Global RatingsAs Director of Structured Finance at S&P Global Ratings, Steven Frie’s primary responsibilities entail performing onsite reviews of mainly residential, and some asset-backed servicers, with subsequent production of an analysis and ranking of the entities’ operations. He recently spoke to DS News about the new trends he’s seeing in the servicing industry and his insights into the origination side of the business.What trends are you seeing in the servicing industry this year? One of the notable trends is the continuous growth of many non-bank servicers as they persist in their efforts to expand their servicing businesses through portfolio purchases of distressed accounts while also continuing to expand their portfolio of prime loans serviced.Additionally, although the Bureau of Consumer Financial Protection (BCFP) has adopted a somewhat less assertive approach to enforcement, they continue to be involved in investigations, and most notably, many states have conversely indicated they will take a more assertive approach to regulation. Finally, servicers are more active in exploring artificial intelligence (AI) within their operations to reduce manual processes, and concurrently, reduce costs as the cost to service a loan has risen substantially over the last several years. All of these trends will continue into 2019.Your previous role at S&P entailed servicing and origination assessments of residential mortgage companies. Can you share some of your learnings about the industry from that role?The biggest takeaway was that I got to learn more about the origination side of the business during my first year at S&P. My previous experience was always in loan servicing so I gained valuable insight into how a loan is made, in essence, seeing how a process works (underwriting, processing, etc.) before the account is closed and set-up on a servicing system. That really helped me fully understand the entire loan life cycle. Previously, I had only handled loan servicing from a prime perspective, in that the accounts were mainly sold to Fannie Mae, Freddie Mac, and Ginnie Mae. Once I started at S&P, various other asset types were becoming popular such as subprime, high LTV, and subordinate lines (HELOC and closed-end seconds) so I learned more about the different aspects of servicing these other product lines.   What does a typical day look like for you and what is the most rewarding aspect of your job?My day generally encompasses analyzing notes and other materials that I have received as a result of my client onsite reviews and preparing a report that ranks their operations. I also write articles and communicate frequently with my colleagues about industry topics. The people I work with are some of the nicest and intelligent individuals I have worked with over the course of my career. What makes my job enjoyable is the fact that there are no egos within the team, and we understand the meaning of the term “agree to disagree.” Servicers Navigate the Post-Pandemic World 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago About Author: Radhika Ojha Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more