Castro Expresses Optimism, Addresses Challenges Facing Housing in ‘Fireside Chat’

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Castro Expresses Optimism, Addresses Challenges Facing Housing in ‘Fireside Chat’ Related Articles The Best Markets For Residential Property Investors 2 days ago January 21, 2015 1,245 Views Demand Propels Home Prices Upward 2 days ago Fireside chats Housing Opportunity HUD Julian Castro Zillow 2015-01-21 Tory Barringer Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Castro Expresses Optimism, Addresses Challenges Facing Housing in ‘Fireside Chat’ in Daily Dose, Featured, Government, News Subscribecenter_img Demand Propels Home Prices Upward 2 days ago About Author: Tory Barringer Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Tagged with: Fireside chats Housing Opportunity HUD Julian Castro Zillow Servicers Navigate the Post-Pandemic World 2 days ago Hours after President Obama delivered his annual State of the Union address, HUD Secretary Julián Castro took a slightly smaller stage to discuss his department’s efforts to boost homeownership in 2015.In a live-streamed “fireside chat” with Zillow Chief Economist Dr. Stan Humphries, the secretary reiterated that 2015 will be a “year of housing opportunity,” reusing a phrase he coined in a National Press Club appearance earlier this month.Castro based his optimism on what he called a “confluence of factors” he believes will encourage more potential homebuyers to take the plunge this year, including a leveling off in home prices, lower entry barriers to mortgage credit, and falling costs—helped by an imminent reduction in Federal Housing Administration (FHA) annual mortgage insurance premiums and the Federal Housing Finance Agency’s (FHFA) directive for Fannie and Freddie to accept mortgages with lower down payments.”All of those things add up to greater opportunity to move from renting to buying in 2015,” Castro said.When it comes to making the transition from renting to owning a home, he acknowledged that there are challenges, particularly as rising rental costs make it difficult for consumers to save up for a down payment. Stagnant wages have also presented a problem in that area, though Castro asserted that they’re “moving in the right direction.”Another major challenge the secretary addressed Wednesday morning was the issue of credit availability, which he said has kept a lot of mortgage applicants with “what historically would have been considered pretty good credit” from buying a home. Through November, the average FICO score for an approved loan application in 2014 was about 726, according to mortgage services provider Ellie Mae.In addition to the FHA premium cut and the push for lower down payment options, Castro highlighted HUD’s “Blueprint for Credit Access,” an initiative to expand credit offerings to qualified borrowers through counseling programs and clarified lending rules.Though some critics have argued that opening up mortgages to a larger pool of borrowers will degrade loan quality, Castro maintained that won’t be the case.”Policies have fundamentally changed to create safeguards so that we can offer the opportunity to own a home for people who are ready and responsible to buy,” he said.Regarding the government’s role in the mortgage market, the secretary was hesitant to offer an idea of what he believes is an appropriate amount of presence, though he did say he supports efforts to bring in more private capital.However, he added that he believes the government has a role to play, particularly in serving low- to moderate-income borrowers and in providing a backstop for the securities market, two functions he said are “vital pieces of housing finance going forward.””We have to remember how we were able in the United States to build up the homeownership rate to where it is today,” he said. “FHA certainly played a significant role in that, and for our part at HUD, we hope it continues to.”  Print This Post Previous: Economist Breaks Down Why Obama Omitted Housing Policy From State of the Union Address Next: Indices Report Monthly Increases for Mortgage Default Rates Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Tory Barringer began his journalism career in early 2011, working as a writer for the University of Texas at Arlington’s student newspaper before joining the DS News team in 2012. In addition to contributing to DSNews.com, he is also the online editor for DS News’ sister publication, MReport, which focuses on mortgage banking news. last_img read more

Household Formation Has Accelerated After Eight Years at Low Levels

first_img Related Articles The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago October 16, 2015 3,245 Views Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News Tagged with: CoreLogic Dr. Frank Nothaft Household Formation Rates Immigration Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Brian Honea Home / Daily Dose / Household Formation Has Accelerated After Eight Years at Low Levels Share Save Demand Propels Home Prices Upward 2 days agocenter_img Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago CoreLogic Dr. Frank Nothaft Household Formation Rates Immigration 2015-10-16 Brian Honea Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Previous: SunTrust, Comerica Offer a Mixed Bag in Q3 Results Next: Chris Christie Wants Parties to Find Common Ground on Housing Policy Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Household Formation Has Accelerated After Eight Years at Low Levels A missing ingredient needed to bolster the housing recovery has been a stronger pace of household formation—which is beginning to pick up after eight years of running at low levels, according to CoreLogic Chief Economist Frank Nothaft in the company’s recently released September MarketPulse.The two primary drivers of household formation over time are demographic and economic factors, according to Nothaft. For example, household growth averaged about 2 percent annually from the mid-1960s until the early 1980s when baby boomers were at the prime household formation age, but household formation rates halved from 1990 until the mid-2000s when the population of those born in the 1970s, a much smaller birth cohort, reached their 20s.As an example of the economy affecting household formation rates occurred during the Great Recession of 2008, when job layoffs or employment losses caused many young adults (and others) to either move in with relatives or share housing with roommates rather than get their own home, Nothaft said. As a result, household formation rates fell to their lowest level since the end of World War II.That trend might be reversing, Nothaft said. In the first half of 2015, the number of new households grew by 1.7 million from the same period in 2014, the largest growth experienced in a decade. Labor market improvements have also played a role in the recent acceleration in household formation, according to Nothaft.“As the job market has improved, many millennials now have the financial independence to form their own household, and we anticipate that the pent-up desire of young workers to live on their own will sustain household growth of about 1.2 million per year, on average, for several years,” Nothaft said, citing a report from the Joint Center for Housing Studies at Harvard University that forecasted new household growth of between 11 million and 13 million over the next decade depending on the pace of immigration in the United States.Immigration, while not the primary driver of household formation, has been an important factor, Nothaft said. The region that has produced the largest number of legal immigrants to the United States in the last decade has been Asia. More legal immigrants settle in the most populous state, California; 20 percent of all the nation’s legal immigrants live in the Golden state, and half of those were born in Asia, according to the U.S. Department of Homeland Security.“In the U.S., immigrants have helped to support the housing recovery by forming households, renting or buying homes, and thus supporting home values in many hard-hit housing markets,” Nothaft said. “With household formation now rising among the native-born population, the higher level of formations may provide the catalyst for more substantive gains in new home construction in the coming year, aiding the overall housing recovery.”last_img read more

Fannie Mae Eliminates Restructured Loan Policy

first_img Demand Propels Home Prices Upward 2 days ago  Print This Post Related Articles Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Fannie Mae Eliminates Restructured Loan Policy Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Fannie Mae Mortgage Servicers Restructured Loan Policy 2016-07-05 Brian Honea in Daily Dose, Featured, News, Secondary Market Servicers Navigate the Post-Pandemic World 2 days ago July 5, 2016 5,455 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Previous: Banks Bracing for Q2 Earnings Releases Next: More Modifications Focusing on Sustainability Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Fannie Mae Eliminates Restructured Loan Policy Fannie Mae has announced it is eliminating its restructured loan policy, which was originally introduced in September 2008 in response to the uncertainty of how restructured loans would perform after the financial crisis, according to Fannie Mae’s most recent Selling Guide update.The elimination of the restructured loan policy allows lenders to rely on existing policy when determining whether or not a restructured loan is eligible for delivery under a refinance transaction or a modified mortgage loan, according to Fannie Mae.“Eliminating this policy provides greater access to mortgage credit by enabling borrowers to refinance with more favorable rates and terms and streamline lender processes by removing requirements that required manual steps,” Fannie Mae stated in the update.The policy was introduced the same month that Fannie Mae and Freddie Mac were taken in to conservatorship by the Federal Housing Finance Agency (FHFA) amid uncertainty of the performance of restructured loans. The policy was updated to allow a restructured mortgage to subsequently be refinanced after the government established programs such as the Hardest Hit Fund to provide principal forgiveness relief to underwater borrowers.“In an effort to simply our eligibility guidelines and support the housing market, we are eliminating our policy on restructured mortgages,” Fannie Mae stated in the update.Fannie Mae also announced its first change to its HomeReady product, incorporating features enabling lenders to expand credit access in a “safe and responsible manner.” Fannie Mae stated that a number of product enhancements are planned this year as a result of continued assessments of HomeReady.The first change to HomeReady involves simplifying the way income limits are applied by establishing a single area median income limit of 100 percent (the previous limit was 80 percent or 100 percent, depending on where the property was located). The change will be implemented in Fannie Mae’s Desktop Underwriter the week of July 16, 2016; for manually underwritten loans, the policy is effective for loans with application dates on or after July 16, 2016.Click here to view the complete Selling Guide updates. The Best Markets For Residential Property Investors 2 days ago About Author: Brian Honea Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Fannie Mae Mortgage Servicers Restructured Loan Policy Subscribelast_img read more

Progressing GSE Goals and Initiatives

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago In November, Freddie Mac reached a “significant milestone” toward the goal of a common securitization platform and a Single Security with the implementation of Release 1, the first use of Common Securitization Platform (CSP) software and the implementation of CSP’s core infrastructure and operations, according to FHFA Director Mel Watt.Now the FHFA, conservator for both Freddie Mac and Fannie Mae, has outlined the next steps toward implementing the Single Security on the CSP—which it expects to do sometime in 2018—in the 2017 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions (CSS).“The 2017 Scorecard will guide Fannie Mae, Freddie Mac and Common Securitization Solutions as they continue to build on the progress that has been made over the years in meeting the goals set forth in our Conservatorship Strategic Plan,” said FHFA Director Melvin L. Watt. “The goals and initiatives contemplated in the Scorecard strike what we believe is an appropriate balance between ensuring that these entities operate in a safe and sound manner while continuing to ensure that the housing finance market remains liquid and supports housing access for homeowners and renters.”FHFA noted in the scorecard that “The Common Securitization Platform and Single Security are significant, multiyear initiatives, and FHFA expects these inter-related projects to remain ongoing conservatorship priorities.”The performance goals for 2017 for CSS and the GSEs are to continue working with FHFA each other build and test the CSP and then to successfully integrate the GSEs with the CSP. The ultimate goal is to implement the Single Security on the CSP for both Fannie Mae and Freddie Mac, according to the FHFA.CSS and the GSEs, in developing the CSP, are charged with focusing on functions necessary for current GSE single-family securitization activities and including the development of operational and system capabilities CSP needs to facilitate the issuance and administration of a Single Security for the GSEs, according to the scorecard. Another goal for CSS and the GSEs for 2017 is to continue to work with each other “to obtain and utilize input from the Single Security/CSP Industry Advisory Group,” the scorecard reported.With the launch of Release 1 in November, FHFA expects to FHFA expects to announce a timeframe for Release 2 in the first quarter of 2017. Watt stated, “FHFA has developed a timeline of key achievements to date and will update the timeline as milestones are reached. We remain committed to building the CSP in a transparent manner.”Click here to view the entire scorecard. Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: LendingQB-BeSmartee Partnership Automates Consumer Direct Lending Next: Sold! REO Sellers Shift Practices to Attract More Buyers  Print This Post Subscribe The Best Markets For Residential Property Investors 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Related Articles Demand Propels Home Prices Upward 2 days ago Progressing GSE Goals and Initiatives 2016-12-15 Kendall Baer Home / Daily Dose / Progressing GSE Goals and Initiatives Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News About Author: Brian Honea December 15, 2016 1,040 Views Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

What’s Driving Mortgage Servicing?

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago October 9, 2018 1,923 Views Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Assets Fannie Mae Freddie Mac HELOCs loans mortgage S&P Global Servicing 2018-10-09 Radhika Ojha Previous: Hurricane Michael Estimated to Cause $13.4B in Property Damage Next: Factors Impacting Delinquent Loan Projections Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily in Daily Dose, Featured, News, Servicing Home / Daily Dose / What’s Driving Mortgage Servicing? Servicers Navigate the Post-Pandemic World 2 days ago What’s Driving Mortgage Servicing? Related Articles Tagged with: Assets Fannie Mae Freddie Mac HELOCs loans mortgage S&P Global Servicing The Week Ahead: Nearing the Forbearance Exit 2 days ago Steven Frie, Director, Structured Finance, S&P Global RatingsAs Director of Structured Finance at S&P Global Ratings, Steven Frie’s primary responsibilities entail performing onsite reviews of mainly residential, and some asset-backed servicers, with subsequent production of an analysis and ranking of the entities’ operations. He recently spoke to DS News about the new trends he’s seeing in the servicing industry and his insights into the origination side of the business.What trends are you seeing in the servicing industry this year? One of the notable trends is the continuous growth of many non-bank servicers as they persist in their efforts to expand their servicing businesses through portfolio purchases of distressed accounts while also continuing to expand their portfolio of prime loans serviced.Additionally, although the Bureau of Consumer Financial Protection (BCFP) has adopted a somewhat less assertive approach to enforcement, they continue to be involved in investigations, and most notably, many states have conversely indicated they will take a more assertive approach to regulation. Finally, servicers are more active in exploring artificial intelligence (AI) within their operations to reduce manual processes, and concurrently, reduce costs as the cost to service a loan has risen substantially over the last several years. All of these trends will continue into 2019.Your previous role at S&P entailed servicing and origination assessments of residential mortgage companies. Can you share some of your learnings about the industry from that role?The biggest takeaway was that I got to learn more about the origination side of the business during my first year at S&P. My previous experience was always in loan servicing so I gained valuable insight into how a loan is made, in essence, seeing how a process works (underwriting, processing, etc.) before the account is closed and set-up on a servicing system. That really helped me fully understand the entire loan life cycle. Previously, I had only handled loan servicing from a prime perspective, in that the accounts were mainly sold to Fannie Mae, Freddie Mac, and Ginnie Mae. Once I started at S&P, various other asset types were becoming popular such as subprime, high LTV, and subordinate lines (HELOC and closed-end seconds) so I learned more about the different aspects of servicing these other product lines.   What does a typical day look like for you and what is the most rewarding aspect of your job?My day generally encompasses analyzing notes and other materials that I have received as a result of my client onsite reviews and preparing a report that ranks their operations. I also write articles and communicate frequently with my colleagues about industry topics. The people I work with are some of the nicest and intelligent individuals I have worked with over the course of my career. What makes my job enjoyable is the fact that there are no egos within the team, and we understand the meaning of the term “agree to disagree.” Servicers Navigate the Post-Pandemic World 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago About Author: Radhika Ojha Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

Top 5 Markets for First-time Homebuyers

first_img  Print This Post Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago March 19, 2019 3,255 Views in Daily Dose, Featured, Market Studies, News First-Time Homebuyers Skylar Olsen Zillow 2019-03-19 Donna Joseph Related Articles According to Zillow’s 2019 Best Markets for First-Time Buyers Analysis, first-time buyers looking for an affordable home without steep competition will have the best luck in Tampa, Florida. Tampa topped the list for the second year in a row. This was followed by Las Vegas, Nevada; Phoenix, Arizona: Atlanta, Georgia; and Orlando, Florida.Thirty-five of the largest U.S. housing markets were ranked by Zillow based on where first-time buyers were successful in moving into a home with a strong forecasted appreciation. First-time buyers make up 46 percent of all buyers, and more than 6 in 10 of them are Millennials, the analysis stated. Zillow indicated that the U.S. housing market has recently cooled off and inventory recorded an increase by 1 percent year-over-year, after dropping to 8.7 percent last year. It’s the first time inventory has been up heading into home-shopping season in at least five years. Another positive trend for first-time buyers, the analysis noted, is the inventory of less-expensive starter homes rising up 4.1 percent, compared to 12.9 percent the previous year. However, despite this change, there is a lack of homes for sale to meet buyer demand, keeping the market competitive.Addressing the challenges faced by first-time buyers, Zillow stated that they are naturally disadvantaged compared with other buyers on account of insufficient capital from the sale of a previous home to help fund a down payment or keep up with bidding wars. They have also had less time to save for a down payment than most repeat buyers. Interestingly, younger buyers are more likely to go over their budgets to purchase their first home. Buying in the top markets (as listed in Zillow’s analysis) may help this group stay within budget to buy a home. Per the analysis, market trends show they are more likely to require smaller down payments and to have had prices cut. “The shortage of starter homes across the country is finally starting to ease, and that’s good news for would-be first-time buyers who have been saving up to make the leap into homeownership,” said Skylar Olsen, Director of Economic Research at Zillow. “Unfortunately, prices of homes in the lower third of the market have risen so much in recent years that for many households’ budgets they no longer qualify as affordable. But markets like Tampa and Las Vegas still provide plenty of bargains,” she added. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Donna Joseph Servicers Navigate the Post-Pandemic World 2 days ago Top 5 Markets for First-time Homebuyers Demand Propels Home Prices Upward 2 days agocenter_img Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Previous: How Natural Disasters Are Influencing Delinquency Rates Next: What Makes Diversity in Mortgage Businesses Critical Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: First-Time Homebuyers Skylar Olsen Zillow Home / Daily Dose / Top 5 Markets for First-time Homebuyers The Best Markets For Residential Property Investors 2 days ago Share Savelast_img read more

Combating Urban Blight With Cheap Homes in Detroit

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Seth Welborn Auction Foreclosure Home Renovation 2019-07-29 Seth Welborn Combating Urban Blight With Cheap Homes in Detroit Homes in Detroit are being auctioned off for as low as $1,000, with a catch: the new owners must renovate the homes into livable conditions within six months, Business Insider reports. The program, from the Detroit Land Bank Authority (DLBA), intends to restore many of the run-downed homes in the city to a usable state.Bidders can make offers through the DLBA online platform, Auction. According to Alyssa Strickland, the DLBA’s public information officer, the goal of the program is to encourage residents who are currently renting to invest in the community by becoming homeowners, and has sold 3,304 homes since the program’s inception in 2014.”It’s important to us that we aren’t selling to real-estate speculators,” Strickland said on Business Insider. “Our programs are designed to be for people who want to be primary residents.”After six months of ownership, a compliance officer will deem whether or not the home is livable, and if it is, complete ownership will be transferred to the winning bidder.Other programs in Detroit, such as the Detroit Home Mortgage program (DMH), are also seeking to improve homeownership rates in the city. The DMH is working to increase homeownership in the city by lending qualified buyers the money needed to both purchase and renovate homes in the city. DMH borrowers can receive two loans: for the appraised value of the home and the second for the gap between the home’s sale price and its appraised value, while also covering the cost of renovations.Despite the assistance of programs like the DMH and the DLBA’s Auction, Detroit is still facing a foreclosure crisis. According to GOBankingRates and data from Zillow, 34.4% of homes in the city are currently underwater, and the median home value at the Detroit-Warren-Dearborn metro-area level is $161,300, far below the national median of $226,300. GOBankingRates puts Detroit second on its list of U.S. cities most likely to enter a housing crisis. Servicers Navigate the Post-Pandemic World 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Fighting Foreclosures on the Hill Next: Fed Rate Drop Ahead? Demand Propels Home Prices Upward 2 days ago Tagged with: Auction Foreclosure Home Renovation in Daily Dose, Featured, Investment, Market Studies, News The Best Markets For Residential Property Investors 2 days agocenter_img July 29, 2019 1,366 Views The Best Markets For Residential Property Investors 2 days ago Share Save Related Articles Home / Daily Dose / Combating Urban Blight With Cheap Homes in Detroit Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Sign up for DS News Daily Subscribelast_img read more

Mc Conalogue urges students to ensure colleges don’t exert fee pressure

first_imgNewsx Adverts Twitter Twitter RELATED ARTICLESMORE FROM AUTHOR Help sought in search for missing 27 year old in Letterkenny Mc Conalogue urges students to ensure colleges don’t exert fee pressure Facebook Guidelines for reopening of hospitality sector published Pinterest Facebook WhatsApp As new and returning third level students make preparations this week for registering for their third level courses, a Donegal North East TD is highlighting an instruction from the Higher Education Authority that colleges facilitate students awaiting confirmation of grant payments.Deputy Charlie McConalogue, Fianna Fail spokesperson on children, says with fees increased from €1,500 to €2,000 this year, the grants will be needed to allow students pay them.He says a repeat of last year’s problems where some colleges prevented students from registering must not be allowed to happen again……….[podcast]http://www.highlandradio.com/wp-content/uploads/2011/09/cmcc1pm.mp3[/podcast]center_img Three factors driving Donegal housing market – Robinson WhatsApp Google+ NPHET ‘positive’ on easing restrictions – Donnelly 448 new cases of Covid 19 reported today Previous articleA lighter take on the storms – Met Eireann u-turns on predictionsNext articleStorm update: Winds begin to ease but many are still left without power News Highland Pinterest By News Highland – September 12, 2011 Calls for maternity restrictions to be lifted at LUH Google+last_img read more

Brian Cowen resigns as Fianna Fail leader

first_img Almost 10,000 appointments cancelled in Saolta Hospital Group this week WhatsApp By News Highland – January 22, 2011 Facebook Google+ Brian Cowen resigns as Fianna Fail leader Google+ Facebook Three factors driving Donegal housing market – Robinson NPHET ‘positive’ on easing restrictions – Donnelly Guidelines for reopening of hospitality sector published Pinterestcenter_img Previous articleOyster fishermen hold protest on waters of Foyle todayNext articleLocal reaction to Brian Cowens resignation as Fianna Fail leader News Highland Brian Cowen has resigned as leader of Fianna Fail.The Offaly TD will remain on as Taoiseach until the general election on the 11th of March.Speaking at a press conference in Dublin Mr Cowen says stories about him are taking away from the work of the party…[podcast]http://www.highlandradio.com/wp-content/uploads/2011/01/15cowe1.mp3[/podcast]Meanwhile bookmakers have been quick to issue odds as to who the next FF leader will be. Michael Martin is the odds on favourite, if punters fancy Donegal Deputy Mary Couglan’s chances – odds of 50-1 are available. LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Calls for maternity restrictions to be lifted at LUH Twitter WhatsApp Twitter News Pinterest RELATED ARTICLESMORE FROM AUTHORlast_img read more

Environment Minister pulls out of Summer School debate

first_img GAA decision not sitting well with Donegal – Mick McGrath Facebook Google+ LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Twitter WhatsApp Three factors driving Donegal housing market – Robinson RELATED ARTICLESMORE FROM AUTHOR Guidelines for reopening of hospitality sector published Previous articlePolice appeal for info on Derry hotel gunpoint robberyNext articleRaheem Sterling completes £49m Manchester City move News Highland Nine Til Noon Show – Listen back to Wednesday’s Programme Facebookcenter_img Pinterest Environment Minister pulls out of Summer School debate Google+ The Environment Minister Alan Kelly has pulled out of a planned appearance at the MacGill Summer School.He was due to be in Glenties next Tuesday to take part in a debate on Irish Water but has withdrawn to attend a meeting in Europe.Donegal Right2Water had planned to protest his visit despite concerns being expressed by the organisers of the event.Right2Water Donegal spokesperson Owen Curran says they will meet this evening to decide their next move:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2015/07/owen530MAC.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Pinterest WhatsApp By News Highland – July 14, 2015 Calls for maternity restrictions to be lifted at LUH Homepage BannerNews Twitterlast_img read more